If you’re going to be responsible for paying a mortgage for the next twenty-five to thirty years, you need a complete understanding of the subject. However, with several mortgages services available today, clients have a ton of questions but find answers difficult to come by. At www.yourlifestylemortgage.com, we want to arm you with the most accurate information available to help you find the mortgage solutions you need. To do this, we’ve answered some of the most frequently asked questions about mortgage services and mortgage features.

New mortgage rules such as the stress test have made it more challenging for home seekers to get on to the property ladder. To stay abreast of the laws, and understand the mortgage options available, it’s best to enlist the services of a mortgage agent.

Attempting to obtain a mortgage can create deep anxiety due to the sheer size of the amount of money to be borrowed and the complexity of the paperwork involved. Besides, sieving through the numerous mortgage products, weighing the pros and cons and subsequently submitting a duly filled application, can be quite a task.

Tick tock tick tock.....yes, before you realize, it is time to renew the mortgage you currently have with your lender. Your lender may have already done so, or will be sending a renewal letter stating that you should "take advantage of their low rate offer before the rates rise, as well as avoid any mortgage renewal fees by doing so". The old carrot and stick approach that unfortunately gets many to sign the dotted line without a second thought. But is your lender putting their best foot forward to retain YOU, their valued client? If you sign and send that letter back, you will never…

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