Attempting to obtain a mortgage can create deep anxiety due to the sheer size of the amount of money to be borrowed and the complexity of the paperwork involved. Besides, sieving through the numerous mortgage products, weighing the pros and cons and subsequently submitting a duly filled application, can be quite a task.

Tick tock tick tock.....yes, before you realize, it is time to renew the mortgage you currently have with your lender. Your lender may have already done so, or will be sending a renewal letter stating that you should "take advantage of their low rate offer before the rates rise, as well as avoid any mortgage renewal fees by doing so". The old carrot and stick approach that unfortunately gets many to sign the dotted line without a second thought. But is your lender putting their best foot forward to retain YOU, their valued client? If you sign and send that letter back, you will never…

We are delighted to announce the launch of our new website!

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